Little Ride Kenya has launched the first health insurance cover for cab drivers in the Kenyan market.
The cover, which was introduced in partnership with APA Insurance and MicroEnsure, will cater for costs such as payment of their medical bills, transport to hospital, compensation for lost income, in addition to cover for funeral expenses.
Little Ride drivers who are unable to work due to being hospitalised claim a daily benefit of up to Ksh 2,000.
In addition, the product also covers up to Ksh 50,000 personal accident benefit and funeral expenses up to Ksh 50,000 upon death of the insured.
Speaking during the official launch, APA Chief Executive Officer, Catherine Karimi said: “Through our partnership with MicroEnsure and Little Cab, APA Insurance is bringing affordable healthcare and funeral cover to Little Cab drivers.
“By offering access to these services we improve the lives of the drivers and their families and reduce the overall healthcare costs for everyone. APA Insurance is committed to providing affordable insurance to all income groups in Kenya,” she added.
All claim benefits are paid to the beneficiary’s mobile money wallet.
“We are delighted to be partnering with Little Cab and APA Insurance to further MicroEnsure’s mission of providing innovative, ground breaking insurance solutions to the mass market across Africa with products and services that have the power to truly transform and improve lives,” said Kiereini Kirika, MicroEnsure, Regional Director, East Africa.
As a way of promoting the global agenda of Universal Health Coverage (UHC), the cover offers Little Cab drivers the freedom to visit any of the over 4,000 NHIF accredited hospitals and clinics across the country, to easily access medical care.
“This product does not only provide insurance benefits, but also offers simplicity for the drivers who are always mobile. With just a single tap, drivers can enrol onto the product and also submit a claim using the Driver App,” said Alex Mwaura, GM – Little Cab.
“This is part of Little Cab’s commitment to help our drivers to improve and safeguard their health and wellbeing, as well as that of their family members. With an affordable premium and fully automated process, this partnership gives our drivers convenience and a peace of mind that they have coverage at all times.”
The insurance programme is being rolled out nationwide and will be available to all Little Cab drivers in Kenya and soon to be rolled out across East Africa.
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