Kenya National Police DT SACCO has released its FY2025 financial results, posting strong growth across key performance indicators, alongside improved asset quality and liquidity. Profit for the year rose to KSh 3.03Bn, up 20.8% from KSh 2.51 Bn in 2024.
Kenya Police Sacco saw its total comprehensive income increase23.0% to KSh 3.76Bn while Interest revenue grew 10.2% to KSh 9.76Bn. The Society’s Net interest income after ECL climbed 16.6% to KSh 5.70Bn.
Expected credit loss (ECL) expense declined sharply by 33.2% to KSh 340.57Mn, signalling improved credit performance.
Kenya Police SACCO saw its balance sheet size grow 11.0% to KSh 66.40Bn while Loans to members grew 10.1% to KSh 55.38Bn, reflecting sustained lending activity. Cash and cash equivalents rose 22.6% to KSh 2.65Bn. The Society investment in Government securities fell by 17.4% to KSh 1.51Bn, suggesting a reallocation of assets.
Withdrawable deposits increased 15.3% to KSh 3.90Bn while Non-withdrawable deposits grew 8.0% to KSh 33.61Bn. Total equity strengthened 14.7% to KSh 24.51Bn.
Liquidity ratio improved to 33.0% (from 30.0%) while Delinquency ratio (SASRA) declined to 2.34% (from 2.54%), underscoring enhanced loan book quality.
Members of Kenya Police SACCO will earn a dividends cheque amounting to KSh 624.37Mn, broadly in line with the prior year.
Analysts attribute the Kenya Police SACCO double-digit profit growth to stronger net interest income and significantly lower credit losses. Balance sheet expansion remains healthy, liquidity has improved, and asset quality indicators are trending positively. Overall, FY2025 reflects operational resilience, disciplined credit management, and steady capital build-up.
Kenya National Police DT SACCO was registered on 20th November 1972 and issued a registration certificate, CS/2092. The Society started with a membership of 690 and has since grown to 76,000 members. It has 12 elected members: 9 from the Board of Directors and three from the Supervisory Committee.
Last year, Kenya National Police SACCO, won four prestigious trophies for Position 2- Best Performing DT SACCO,(2) Best DT SACCO in Capitalization(2) Best DT Sacco in Deposits Management and(2) Best DT SACCO in Credit Management, all these awards won under the tier(1) Employer-Based DT SACCOs category.
These glamourous trophies and awards were presented by Prime Cabinet Secretary Hon Musalia W Mudavadi, EGH, alongside CS Ministry of Co-operatives and MSMEs FCPA Hon Wycliffe A. Oparanya, EGH, CS Ministry of Gender, Culture, the Arts and Heritage Hon. Hanna Cheptumo and PS State Department of Cooperatives Hon. Patrick Kilemi.
“This recognition is a testament to our unwavering commitment to excellence, outstanding member service, and the cooperative spirit that drives our success. A heartfelt thank you to all our members, partners, and stakeholders who continue to believe in and support our mission,” said Kenya Police SACCO in its social media platforms.
With a Share Capital of more than KSh 3.69 billion, members of Kenya Police DT SACCO are some of the most well paid.
The Society attributes its robust financial performance since 2024 that makes its attractive and profitable, to affordable loan products with interest rates as low as 1%, fast processing of loans, and instant mobile loan products.
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