This new system has been built to protect the identity of OKash borrowers from potential third-party fraud.

OKash, an affiliate company of the Opera Group, has become the first micro-lending app in Kenya to implement an innovative in-built face recognition system, providing  users with an extra layer of security when requesting a loan. This new face recognition system has been built to protect the identity of OKash borrowers from potential third-party f***d.

“We are very happy to be the first financial technology app in the country to innovate and establish such a security system,” said Edward Ndichu, Managing Director of OKash in Kenya. “Within financial digital services, there is need to ensure that the customer is actually who they say they are. By implementing this new feature, we ensure the integrity of our customers and guarantee them 100 percent protection of their loans and personal information when using the app.”


With one of the fastest growing digital economies in the world, Kenyan mobile  financial technology providers face multiple challenges by scammers who use personal information such as a phone or ID number to get a loan using other people’s identities.

According to the 2017 annual report presented by the Financial Sector Deepening (FSD) in Kenya, more than 73% of citizens have a mobile money account. This represents a major part of Kenya’s population that is vulnerable to digital f***d.

“This new face recognition system has been designed to protect the identity of all our users and provide them with the best experience,” said Ndichu. “We would like to encourage all of our users to test the new feature and start protecting their daily loans and transactions.” The Okash microlending app was developed by OPay.



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