M-Shwari
![L-R: NCBA Group Managing Director John Gachora, Safaricom PLC CEO Peter Ndegwa, President William Ruto, Central Bank of Kenya (CBK) Governor Patrick Njoroge and KCB Group PLC Group CEO Paul Russo during a press briefing after a September event to announce lower charges on the Fuliza overdraft service. President William Ruto shakes the hand of Safaricom CEO Peter Ndegwa after meeting with the telco and banks executives over Fuliza charges review. [PHOTO | DIANA NGILA | NMG]](https://i0.wp.com/businesstoday.co.ke/wp-content/uploads/2022/10/ruto-telco.jpg?fit=680%2C382&ssl=1)
M-Shwari is Changing – Here’s How
Offered by Safaricom in partnership with NCBA, M-shwari disbursed Ksh42 billion in the six months to June 2022, compared to Ksh44.8 billion disbursed...
MARTIN SIELE
How Safaricom Messed Up With Mobile Loans – Michael Joseph Explains
Joseph, who was the company's CEO when it rolled out the pioneering mobile money service M-Pesa, explained that his vision was focused on...
MARTIN SIELE
![Capturing market share will be a tall-order for Telkom, whose mobile money service T-Kash commands a mere 0.1% of the market according to CBK data. [Photo/ TechArena]](https://i0.wp.com/businesstoday.co.ke/wp-content/uploads/2022/06/images-2022-06-27T114817.508.jpeg?fit=640%2C480&ssl=1)
Telkom Challenges M-Shwari Dominance With New Mobile Loans
With the new product, Telkom will be looking to compete with Safaricom, which has market-leading mobile lending products in M-Shwari, KCB M-Pesa and...
MARTIN SIELE
Former Safaricom CEO Takes A Swipe At Fuliza
Fuliza, an overdraft facility offered by NCBA Bank and KCB through Safaricom’s M-Pesa is one of the fastest-growing overdraft facilities in Kenya. According...
BT Reporter
Safaricom’s New 5% Loan Offer – All the Details of Halal Pesa
The five percent margin makes Halal Pesa a cheaper source of credit than M-Shwari - another Safaricom mobile loan product offered in partnership...
MARTIN SIELE
NCBA Overhauls M-Shwari Core Infrastructure
The bank partnered with leading Chinese bank software firm, MuRong Technology and Huawei to create a world-class hardware and software infrastructure
BT Reporter
M-Shwari and Fuliza Are The Biggest Lenders to SMEs
Tala and Branch were the most popular digital credit platforms in 2019 but have ceded ground to M-Shwari and Fuliza
Samuel Gitonga
M-Shwari Transfers Loans Below Sh2,000 to Fuliza
NCBA CEO John Gachora says the bank's analysis had shown that Kenyans who borrow below Ksh2,000 do not use it for unplanned expenditures
BT Reporter
Tala’s Sudden Exit From Tanzania Sends Chills in Digital Lending Market
In a statement, the management said Tala Tanzania “has not made a decision to permanently close operation but was reviewing its operations."
BT Reporter
