Chama groups face their fair share of challenges - from intricate administration to building trust and ensuring convenience.
Each member of the chama must have the capacity to contribute the pre-agreed amount at the pre-agreed interval.
A chama may have the option of purchasing land, holding it to accrue value then later selling it
Many self-help groups (or chamas) are created by never go far. While many disintegrate, some end up being empty talking shops. Kamuiru Group...
Model self-help group (chama) is helping transform young men and women from poverty to success stories