BUSINESSREAL ESTATE

Absa Bank Offers Homeowners 9.5% Mortgage Rate

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Absa Bank Kenya mortgage rate
The open day served as an avenue for customers to learn about benefits of homeownership mortgages.
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Absa Bank Kenya hosted an open day at Maisha Developments in Tilisi, Limuru, to engage with homeowners and real estate investors, amid falling interest rates, that has opened doors for mortgage growth.

The open day served as an avenue for customers to learn about benefits of homeownership mortgages including insurance covers and attractive financing options tailored to their needs. Prospective buyers were taken through three communities – Maisha Mapya, Maisha Makao and Maisha Mema – with high quality finishes.

Maisha Mapya features two-bedroom apartments from Ksh6.2 million and three-bedroom apartments from Ksh8.8 million, Maisha Makao has two-bedroom apartments from Ksh9 million and three-bedroom apartments from Ksh11.3 million while Maisha Mema features three-bedroom townhouses from Ksh26.5 million and four-bedroom townhouses from Ksh30.5 million.

In the last couple of years, Tilisi has come up as one of Kenya’s most promising real estate investment destinations. The town located in Limuru has attracted investors due to its strategic location, master-planned infrastructure, and serene environment.

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The region has been developed with modern amenities, well-developed roads, and proximity to Nairobi, making it an attractive hub for both residential and commercial developments. As urban areas become increasingly congested, developments in Tilisi provide a unique blend of convenience, affordability, and high standards of living.

Seen as both a target for first and second time owners for stay, leasing or renting, banks have focussed on this fast growing segment with new mortgage products while partnering with real estate developers to bridge the homeownership gap by offering tailor-made mortgage solutions. Financial institutions like Absa are playing a crucial role in making property ownership more accessible responding to the rising demand for housing and homeownership financing.

“We are committed to ensuring access to sustainable finance for our customers to own their dream homes and invest in real estate. We offer flexible mortgage solutions, including up to 105% financing for properties below KES. 10.5 million and up to 90% financing for properties above this. Additionally, buyers can benefit from interest rates as low as 9.5% p.a. for properties below KES. 20 million, with a maximum loan amount of Ksh10.5 million. We also offer an extended repayment period of up to 25 years, comprehensive domestic insurance solutions, and a 48-hour mortgage application response time,” said Absa Bank Kenya Head of Mortgage, Ms Beatrice Chege.

Prospective buyers received the opportunity to interact with Absa Bank Kenya’s home loan experts, who provided guidance on the homeownership financing process and offered tailored solutions to meet individual needs.

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Written by
BT Reporter -

editor [at] businesstoday.co.ke

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